Mortgage Hunting?
Let’s hunt together!

Whether you are buying your first home, refinancing a home you already own, buying an investment property or you’re looking to see if you can pull some of your hard earned equity out of your home — we can help.

Get Your Free Instant Pre-Approval & Credit Score

Forget booking appointments hoping you’ll get approved to buy the house you love.

The process with us is easy and takes as little as 3 minutes.

Click Get Started, enter a few details and get pre approved now. As an added bonus, you’ll receive your Personal Credit Score.

The best part is, checking with us never hurts your credit score.

Competitive rates and the right mortgage for you.

Mortgages are more than just a low interest rate. Let’s work together on your overall mortgage product so you can get the best possible rate on a mortgage thats right for you.

Whether that means minimizing your payments, or maximizing your flexibility, we are committed to building the right mortgage for you letting you concentrate on getting the house you love and.



5 yr Closed Variable


5 YR Closed Fixed


3 YR Closed Fixed

Get Qualified!

Get yourself pre-qualified in minutes, and start shopping with confidence. 

We Got You Covered.
Don’t Get Caught Off Guard

Let our mortgage brokers walk you through your home purchase or refinancing. With over 100 years of combined experience finding folks the right mortgage, we’re confident we can help you.

Whether it’s your first home, an investment property, refinancing, or something more complicated our team can help you avoid the pit falls, save you money, and position you for financial security.

We Help You

Pre-Qualify in Minutes

Buy with confidence!
Your credit is a big piece of the puzzle — it affects your rate and  what mortgage is right for you.

First Time Homebuyers

With you every step of the way.
Buying your first home can be an exciting step with the right people in your corner.

Investment Properties

Adding an investment property to your portfolio?
Getting the right mortgage and rate makes a huge difference.

Purchase + Improvements

It has SO MUCH potential!
Find the right mortgage to let you renovate the perfect house into your perfect dream home.

Refinancing Options

Pay less now AND later.
Refinance your mortgage & consolidate all your debts into one payment and one low rate.

Renewals and Transfers

You deserve a better deal.
Give us an opportunity to beat your renewal offer. Let’s find the right rate and mortgage for you.

Service built here in Newfoundland.

Your mortgage broker should be there with you through each stage of your home purchase or refinancing. Always available the answer your questions, provide insight, and rush that last bit of paper work through right before the close.

You’re part of the family. 

Our Team of Local Experts

Every market is different, that’s why we believe that having someone who grew up in your market makes a difference. Our team is made up of talented folks who know the Newfoundland housing market and are there to help every step of the way.

Claude Sullivan

Owner & Mortgage Advisor, ECMB

Claude has over 40 years of experience with a major bank, mainly in the St. John’s market.

Rob Jennings

Owner & Mortgage Advisor, ECMB

Rob is from the scenic and historic town of Twillingate. He is a proud part owner and is the longest tenured advisor with ECMB.

Deanne Whalen

Owner & Mortgage Advisor, ECMB

Deanne began with ECMB in 2012 and was the firm’s first female associate. Now a co-owner, she’s a key part of the ECMB’s success.

Nikki Carew

Mortgage Advisor, ECMB

Nikki is originally from Portugal Cove- St. Philips. She has been with ECMB since 2014. Before that she was a veteran in the customer and financial services industries.

Ann Marie Drohan

Mortgage Advisor, ECMB

Ann Marie joined ECMB in 2013. She has over 20 years’ experience in the banking and financing industry and brings experience & resources to each of her clients.

Michelle Bailey

Mortgage Advisor, ECMB

Michelle has over 20 years of experience in the customer service and finance industries. She has helped customers re-establish and improve their credit.

Let’s find you & your family the
home of your dreams.

Get In Touch